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Your Maximum Mortgage ...
The Best Mortgage Calculators On the Web!
Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Each financial calculator also includes a View Report option. The mortgage repayment schedule and other reports are fully customizable. These reports are designed for you to print out and keep...
What's Your Maximum Mortgage?
What is your maximum mortgage? That largely depends on your income and current monthly debt payments. This calculator collects these important variables and determines your maximum monthly housing payment and the resulting mortgage amount.
Definitions
Monthly income
Total monthly income from all sources. All income should be entered before taxes.
Monthly housing expenses
Your monthly houses expenses from the housing expenses worksheet. The items entered as housing expenses make up the taxes and insurance portion of your monthly PITI payment.
Monthly liabilities
Your monthly liabilities from the liabilities worksheet. Your monthly liabilities are used to calculate your maximum PITI.
Monthly housing payment (PITI)
This is your total Principal, Interest, Tax and Insurance (PITI) payment per month. This includes your principal, interest, real estate taxes, hazard insurance, association dues or fees and principal mortgage insurance (PMI). Maximum monthly payment (PITI) is calculated by taking the lower of these two calculations:
Monthly Income X 28% = monthly PITI
Monthly Income X 36% - Other loan payments = monthly PITI
Maximum principal and interest (PI)
This is your maximum monthly principal and interest payment. It is calculated by subtracting your monthly taxes and insurance from your monthly PITI payment. This calculator uses your maximum PI payment to determine the mortgage amount that you could qualify for.
Start interest rates at
The current interest rate you could receive on your mortgage. This is used as the starting point for displaying a range of interest rates and the resulting mortgage amount.
Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.
The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Brenda Mahoney Century 21 Homefinders of Hawaii 95-1024 Waipio Uka St., #206 Waipahu, Hawaii 96797 Cellular: 808 381-4565 Email: brenda@BrendaMahoneyRealtor.com
When a job is loved, work makes life sweet, purposeful and fruitful.” – Zig Ziglar- Brenda’s continued success for over 21 years in real estate can be attributed to a love for what she does…helping her clients and customers fulfill their real estate dreams and goals. With her real estate knowledge and consistent efforts in providing excellent service to her clients, Brenda continues to be the top agent in her field. She believes in client follow-up and assuring client satisfaction from the first meeting to your final home inspection and move-in. When choosing an agent, settle for the Best; choose Brenda as your agent. She looks out for your best interest, goes that extra mile, and guides you through a successful real estate transaction.
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